Commercial premiums may rise as insurers post losses

Losses in investments pose fresh challenges for industry

How financial meltdown would affect insurance prices

TARP May Breathe New Life into Insurers

Advisen Reports $9.6 Billion Impact of Global Credit Crisis on Liability Insurance Loss Ratios Forecasts $3.7B in E&O Insured Loss; Revises D&O Estimate Upwards to $5.9B; Calls for Market Bottom in Q2 2009 and Premium Increases by End of 2009

Reinsurer Stocks: A Fear-Driven Market Creates Opportunity

Don’t Mess Up Hard Market When It Comes, Says Munich Re Exec

P&C Soft Market Begins To Harden

Too soon to predict a hard market in non-life sectors; Fitch says

Insurance in the storm: buyers can expect the onset of a hard market

More Hard Market Info

Here are some more valuable links showing the Hard Market.


Warning! Premiums to Rise

Merkel announces rate increases

Hard Market Buzz from the industry

hard market

Selective Insurance Group Inc. Q3 2008 Earnings Call TranscriptSeeking Alpha - New York,NY,USA... reserves moves the hard market ahead one year; and lastly, property prices should rise in the first quarter of 2009 and casualty by the third quarter. ...See all stories on this topic
Odyssey Re Holdings Corp. Q3 2008 Earnings Call TranscriptSeeking Alpha - New York,NY,USAOf course at this juncture, there was a great deal of talk about the arrival of a hard market. Certainly, rational expectations would lead one to conclude ...See all stories on this topic
Citi Maintains a 'Buy' Rating on ACE Limited (ACE), Increases ...StreetInsider.com (subscription) - Birmingham,MI,USAThe company prudently and aggressively grew underwriting operations in the previous hard market...We are increasing FY08E-FY10E EPS to $7.80, ...See all stories on this topic
Raters' business model questionedReactions Magazine (subscription) - London,UKAll three speakers, quizzed by moderator journalist Herbert Fromme, agreed that catastrophe losses in 2008 were not sufficient to create a hard market for ...See all stories on this topic
Excited reinsurer predicts double-digit rate hikesReactions Magazine (subscription) - London,UKArnoldussen believes a return to the hard market is guaranteed because the reinsurance market is experiencing decreasing profits, a depleted capital base ...See all stories on this topic
Charman: Insurance has better prospects now than after 9/11 attacksRoyal Gazette - Hamilton,BermudaMr. Charman added: "We believe a hard market in 2009 is a near certainty." With the capital losses the industry had borne and with constraints on capital it ...See all stories on this topic
Reinsurers warn of higher prices in "hard market"SmartBrief - Washington,DC,USA"We have come back to a 'hard market,' " Munich Re management board member Ludger Arnoldussen said in reference to reinsurers' strong pricing power. ...See all stories on this topic
Soft In The Middle, Hard Around The Corner: Broker Executives See ...Insurance News Net (press release) - Harrisburg,PA,USAA hard market could be around the corner. And it could be harder than usual. A typical hard market comes in fast but ends faster than soft markets because ...See all stories on this topic
Fitch Revises CNA Rating Outlook to Negative; Affirms RatingsMarketWatch - USADuring the hard market of the early 2000's, management lost market share as it was forced to move unprofitable business off its books. ...See all stories on this topic
Axis Capital Holdings Ltd. Q3 2008 Earnings Conference Call TranscriptSeeking Alpha - New York,NY,USAWe believe a hard market in 2009 is a near certainty and we are amply prepared to maximize shareholder value throughout this important next cycle. ...See all stories on this topic